If this loan had been made on a 10% add-on basis payable in 12 end-of-month installments, what

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If this loan had been made on a 10% add-on basis payable in 12 end-of-month installments, what would be the monthly payments? What is the annual percentage rate? The effective annual rate? ($45,833.33; 17.97%; 19.53%)

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