Kelly Greene has a contract in which she will receive the following payments for the next five years: $3,000, $4,000, $5,000, $6,000 and $7,000. She will then receive an annuity of $9,000 a year from the end of the sixth through the end of the 15th year. The appropriate discount rate is 13 percent. If she is offered $40,000 to cancel the contract, should she do it?