Have your class watch the TED Talk located at https://www.ted.com/talks/dilip_ratha_the_hidden_force_in_global_economics_sending_money_home?language=en: “The Hidden Force in Global Economics: Sending Money Home.” Then discuss the importance, size, and role of inward remittances. International migrants send three times the size of global foreign aid back home to family and friends. Dilip Ratha explains inward remittances from a personal perspective and shares with his audience how these “dollars wrapped with love” provide a life support line to loved ones yet are too often faced with significant “regulatory obstacles.” This TED Talk is very informative about the costs and issues of global income flows from inward remittances. Ratha is the manager of the Migration and Remittances team at the World Bank and the head of the Global Knowledge Partnership on Migration and Development (KNOMAD).