Jason applied for a homeowner’s policy through CPM Insurance Services, Inc. An employee of CPM filled out the application form using information provided by Jason’s housemate, Tricia. The two-page form asked: “Does applicant or any tenant have any animals or exotic pets?” The CPM employee checked an adjacent box stating that the answer was “No.” At the time, Jason owned two dogs, a Doberman and a German shepherd. Although Jason had not read this part of the form, he nonetheless signed the application attesting that he had read it and that the answers were true. When Jason was sued by someone who claimed to have been bitten by one of his dogs, CPM rescinded his policy for material misrepresentation. In his defense, Jason said that the question about pets was confusing. He thought it applied only to exotic animals, not dogs. Also, he had not filled out the form. Is Jason’s policy with CPM valid?