Among the drivers insured with an insurance company, 45% made no claims during a year, 35% made one claim, and 20% made at least two claims. The probabilities that a driver will make more than one claim during a year if during the previous year the driver had 0, 1, and 2 or more claims, are 0.1, 0.3, and 0.6, respectively.

Find the probability that a randomly selected driver will make at least two claims during the following year.