Mr. Suarez purchased a $50,000 insurance policy on himself from Liberty National Insurance Company. As beneficiary, he designated his mother, Guarina Cardona. Months later Suarez met with his insurance agent to change the beneficiary on his policy from Cardona to Zeigler. At the meeting Suarez indicated that he wanted the policy payoff to be used for the benefit of his two children, Ebony and Antonio. After Ziegler agreed to carry out Suarez’s wishes, Suarez changed the beneficiary to Zeigler. However, when the insurance agent submitted the change of beneficiary form to Liberty National, the company never actually changed the beneficiary. Not knowing this, Ziegler faithfully paid the premiums on the policy until Suarez’s death. Afterwards this suit was brought to correct the matter. What sort of trust device could be used by the court to see that Suarez’s wishes would be carried out? Why? (Ziegler v. Cardona, 830 F. Supp. 1395)