Your mother operates a small lumber business. She owns a tract of land with a stand of trees on it. She cuts down the trees, saws them into construction lumber, and sells the wood to builders. She also is building a house as a business venture. The house is about one-third finished, and one-half of the framing for the walls is completed. Your mother is concerned about her insurance coverage because it covers only personal property. Which parts of her property are real property and which are personal property?