After being badgered for months for payment, Alice Munt attempted to pay her overdue rent by providing her landlord, Revati Singh, with a cheque for $15 000, drawn on her account at the Bank of Cambridge. When Singh presented the cheque for payment, the bank discovered that Munt’s account held only $3000 in funds. It therefore dishonoured the cheque and refused payment. Munt was not surprised when she was later told of the events. She had known when she drafted the cheque that her account was overdrawn. By drafting the cheque, she merely intended to “buy time.” Explain the legal consequences of Munt’s actions.