Repeat Example 3, assuming that you pay $9,828.74 for the T-bill.

Data from Example 3

T-bills (Treasury bills) are one of the instruments that the U.S. Treasury Department uses to finance the public debt. If you buy a 180-day T-bill with a maturity value of $10,000 for $9,893.78, what annual simple interest rate will you earn? (Express answer as a percentage, correct to three decimal places.)