Under a fee-splitting arrangement, the charge for professional services is shared with the party who made the referral. Many countries consider such arrangements to represent a conflict of interest for the client since the client may not receive the services most appropriate for his or her well-being. Consequently, many countries consider fee splitting to be unethical and unacceptable, and fee splitting is often done covertly. What is the implication of this fee-sharing arrangement on the cost of the overall bill? Why?