Critical Thinking Due to the number of hurricanes that have hit Florida in recent years, many insurance companies have decided not to renew policies for property owners who have filed large claims and to raise rates by as much as 300 percent for renewals of those who didn’t file claims. Property owners believe this is unfair since hurricanes are natural disasters. Write a letter to the Insurance Commissioner of Florida to support the decisions of the insurance companies or to argue that the insurance companies should be prevented from taking those actions.