Why should a speech about “Personal Finance” include examples that are relevant for the audience?

The Public Speaking I event focuses attention on effective speaking skills. Personal finance is an important issue for individuals and families.
Financial goals become reality when budgets include savings and investments.
Many people lack the financial discipline necessary to reach future goals. “Personal Financial Decisions for Future Happiness” is the topic for your speech. Your speech must emphasize the importance of financial planning for young people. The speech should emphasize the importance of disciplined savings and investments for future financial success.
The speech should be four (4) minutes in length and must reflect one or more of the nine (9) FBLA-PBL goals. The speech should include facts and working data from credible sources. The speech should be well organized, contain substantiated statements, and be written in an acceptable business style. Participants may use notes or note cards when delivering the speech.
Participants are not allowed to use visual aids and a microphone for their speeches.