Use a calculator to evaluate the amortization formula

\[m=\frac{P\left(\frac{r}{n}ight)}{1-\left(1+\frac{r}{n}ight)^{-n t}}\]

for the values of the variables \(P, r\), and \(t\) (respectively) given in Problems 13-20. Assume \(n=12\).

\(\$ 150,000 ; 10 \% ; 30 \mathrm{yr}\)