The Golden family has just moved to a location where earthquakes are not uncommon. They must decide whether to build their house according to the high-standard earthquake code. The construction cost using the earthquake code is $850,000; otherwise, a comparable house can be constructed for only $350,000. If an earthquake occurs (and there is a probability of .001 it might happen), a substandard home will cost $900,000 to repair. Develop the lottery associated with this situation, assuming a utility scale from 0 to 100.