2. Kip and Kay are about to get married and are looking for an apartment. Kay very much wants a nice downtown location in the social center of the city. Kip would prefer a cheaper location, so they are able to still set aside some savings each month in a money market account. Kay believes getting settled requires so many start-up costs that a monthly savings account can wait for a few years until both of their salaries have increased. How would you suggest they resolve their differences? How would you lay out the numbers to present your recommendation? (LO 4-2)