4. In reviewing the payment history section of your credit report, you notice that there is a “30” recorded in the box for this past January. What does this mean?

(LO 6-2)

a. The previous 30 months were paid as agreed.

b. Your payment was 30 days late in January.

c. $30 is your minimum payment for the month of January.

d. You had a balance of $30 on that card in January.