Benjo has a monthly income of $2500. After taking into account taxes and other deductions, his disposable income is $1900. He has $270 in net cash flows each month based on his current level of expenses. Benjo has decided to deposit his monthly net cash flows in a savings account. He would like to establish an emergency fund equal to six months’ worth of expenses. Approximately how many months will it take Benjo to reach his goal?