Legal Issues Your neighbor recently purchased a refrigerator on credit but was unable to continue making payments because he lost his job.

In the last week, he has received abusive telephone calls at home from a debt collector. Your neighbor has volunteered to return the refrigerator, but the debt collector refuses and threatens him with public humiliation.

The collector has now come to your house looking for him and has made false and degrading comments about the neighbor’s character.

Are the debt collector’s actions legal? Why or why not? What advice would you give?