More Aggressive Investing. Shanice Johnson, of Philadelphia, Pennsylvania, wants to invest $4,000 annually for her retirement 30 years from now. She has a conservative investment philosophy and expects to earn a return of 3 percent in a tax-sheltered account. If she took a more aggressive investment approach and earned a return of 5 percent, how much more would Shanice accumulate? Use Appendix A-3 or the Garman/Forgue companion website to solve for the answer.

AppendixLO1