The major advantage of term life insurance over whole life insurance is that term life: (a) is

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The major advantage of term life insurance over whole life insurance is that term life:

(a) is available without proof of insurability, whereas whole life is not.

(b) always has a constant premium, whereas whole life does not.

(c) tends to have lower premiums than whole life.

(d) has a choice of investments, whereas whole life does not.

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