About a year ago, Chris Beattie bought some shares in the Stratosphere Mutual Fund. He bought the stock at $24.50 a share, and it now trades at $26.00. Last year the fund paid dividends of 40 cents a share and had capital gains distributions of $1.83 a share. Using the approximate yield formula, what rate of return did Chris earn on his investment? Repeat the calculation using a handheld financial calculator. Would he have made a 20% rate of return if the stock had risen to $30 a share?