Thea Morris, a recent college graduate, has decided to accept a job offer from a nonprofit organization. She’ll earn $45,000 a year but will receive no employee health benefits. Thea estimates that her monthly living expenses will be about $2,000 a month, including rent, food, transportation, and clothing. She has no health problems and expects to remain in good health in the near future. Using the Internet or other resources, gather information about three health insurance policies that Thea could purchase on her own. Which of the three policies would you recommend Thea buy, and why?