First State Bank provides full banking services to its customers through

a. automatic teller machines.

b. checking and saving accounts.

c. certificates of deposit.

d. loans.

e. electronic payroll.

f. electronic payment of customers’ bills.

The bank has eleven branch offices that cover a 30-mile radius. The main office maintains a mainframe computer that serves the branch offices. The competitive nature of the banking industry requires that customer satisfaction be considered. Customers want prompt and accurate servicing of transactions. Thus, accuracy and speed are crucial to the success of First State Bank.

How would you suggest the databases and data communications facilities be configured for First State Bank?