6. Ralph will consume any health care service just as long as its MB exceeds the money he must pay out of pocket. His insurance policy has a zero deductible and a 10 percent copay, so Ralph only has to pay 10 percent of the price charged for any medical procedure. Which of the following procedures will Ralph choose to consume? LO24.5

a. An $800 eye exam that has an MB of $100 to Ralph.

b. A $90 hearing test that has an MB of $5 to Ralph.

c. A $35,000 knee surgery that has an MB of $3,000 to Ralph.

d. A $10,000 baldness treatment that has an MB of $16,000 to Ralph.