Angela, aged 55, purchases a deferred life annuity of 4000 per year commencing at age 65. Before age 65 there is a 10,000 death benefit payable at the end of the year of death. Find the net single premium for this package given N^s — 250, A^56 = 230, A^65 = 110, Nee = 95 and / = .03.