Indicate whether the following losses are covered under Section II of the homeowners policy. Assume there are no special endorsements. Give reasons for your answers.

a. The insured's dog bites a neighbor's child and also chews up the neighbor's coat.

b. The insured accidentally injures another player while playing softball.

c. A guest slips on a waxed kitchen floor and breaks an arm.

d. A neighbor's child falls off a swing in the insured's yard and breaks an arm.

e. The insured accidentally falls on an icy sidewalk and breaks a leg.

f. While driving to the supermarket, the insured injures another motorist with the automobile. g. A ward of the court, age 10, in the care of the in- sured, deliberately breaks a neighbor's window. h. The insured paints houses for a living. A can of paint accidentally falls onto a customer's roof and discolors it. i. The insured falls asleep while smoking a cigarette in a rented hotel room, and the room is badly dam- aged by the fire. j. The insured borrows a camera, and it is stolen from a motel room while the insured is on vacation.