Let Z denote the present value random variable, at policy issue, for a whole life policy with

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Let Z denote the present value random variable, at policy issue, for a whole life policy with a death benefit of 1 payable at the end of the year of death purchased by a 30-year-old. Find E[Z]

and Var{Z) if/ = .09 and ,;?30 = (-97/ for all t.

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