Never-Die Battery manufactures batteries for indus- trial and consumer use. The company purchased a commercial package policy (CPP) to cover its prop- erty exposures. In addition to common policy condi- tions and declarations, the policy contains a building and personal property coverage form and an equip. ment breakdown protection coverage form. The pol- icy also contains the causes-of-loss broad form. With respect to each of the following losses, indicate whether or not the loss is covered.

a. An explosion occurred that damaged the building where finished batteries are stored.

b. Because of the explosion, the company incurred expenses for special delivery of replacement parts for machines used to manufacture the batteries.

c. The explosion injured several employees who received emergency treatment at a local hospital.

d. An automatic sprinkler system accidentally dis- charged in the finished goods building. Some recently manufactured batteries were ruined because of water damage and corrosion.