Why are most retail borrowers charged the same rate of interest, implying the same risk premium or

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Why are most retail borrowers charged the same rate of interest, implying the same risk premium or class? What is credit rationing? How is it used to con- trol credit risks with respect to retail and wholesale loans?

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Financial Institutions Management A Risk Management Approach

ISBN: 9780073530758

7th Edition

Authors: Anthony Saunders, Marcia Cornett

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Question Posted: Jul 24, 2024 07:00 AM

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Why are most retail borrowers charged the same rate of interest, implying the same risk premium or

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Financial Institutions Management A Risk Management Approach

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