To become a Big Bazaar PROFIT CLUB member, you need to pay an amount of Rs. 10,000 which will be topped up on the card immediately. FVRL will add an amount of Rs. 2,000 at the time of card issuance. Members can only spend upto a maximum of Rs. 1,000 every calendar month for a period of 12 months. Amount unused in a particular month will be carried forward to the next month with a maximum carry forward upto 18 months from enrolment into the Big Bazaar PROFIT CLUB program. Is it financially worth taking up this offer??