0. Men's Wear drew a check payable to Zino \& Co. When Zino did not receive the check in the mail, Men's Wear placed a stop-payment order in writing with Drawee Bank. Approximately one year later, Drawee Bank paid on the check to a collecting bank and charged Men's Wear's account. Men's Wear had not renewed its stop-payment order. Is Drawee Bank liable to Men's Wear for failing to honor the stop-payment order? Why or why not