00 c D F F 0.05 interest rate per year months of term late penalty 36 $25.00 Car Cost Late Last Month Payment with Penalty Yes No $8,500 $7,800 $16,750 $14,800 $12,990.00 Down Payment Loan Amount Payment Amount $2,000 $1,000 $0 $5,000 $2,000 No No Yes 0 1 2. 3 4 5 6 17 18