. 01/01/01 - A Credit Union gives loan to Peter Purchaser for car that Purchaser wishes to purchase from sale from Dealer for $15K for 2021 Altima, and Credit Union finances the car using the car as collateral for the security interest. 01/01/02 - Purchaser gets $15K loan from BB Bank and Next Bank gets Article IX security interest in 2021 Altima car using the car as collateral. 01/01/03 - Purchaser gets $15K loan from CC Cousin who makes Peter sign security agreement with promise to repay with $1000 interest in one year. 01/01/04 - Peter Purchaser takes money and flees to Rio after having paid no creditor ever. Based on the facts, who has the perfected interest in the car?

1. Dealer
2. All of the choices
3. Bank
4. None of the choices
5. Cousin