1. 01/01/01 - Harriet Homeowner gives A Mortgage Bank a mortgage (security interest) in her $500K home after signing promissory note to finance for 15 years at 5% interest. 01/01/02 - Harriet Homeowner gets $500K cash loan from BB Bank and BB Bank gets Article IX security interest in house as collateral. 01/01/03 - Harriet Homeowner gets $500K cash loan from CC Cousin who makes Harriet Homeowner give her possession/keys and sign Article IX UCC security agreement with promise to repay the half million dollar loan with $1000 interest per month for one year. 01/01/04 - Harriet Homeowner takes all the money and flees to Rio after having paid no creditor ever. Who will get Priority in disposing of the property?

1. First to file at public filing office
2. First to file at Secretary of State
3. First to record the mortgage at courthouse based upon appropriate state law
4. First to file