09: John, a financial manager of APC, is comparing two investment options, both pay at 8% p.a., compounded annually with the total of $120,000 of income. Option A pays three annual payments of $40,000 each. Option B pays three annual payments starting with $20,000 the first year followed by two annual payments of $50,000 each. Which investment option should you choose? a. It doesn't matter. Each option provides $120,000 of income b. Option A is better b/c it has higher future value at the end of year 3 c. Option B is better b/c it has present value d. Option A is better b/c it has present value