$1)\_\_\_\_\_\_\_\_\_\_\_$ provide insurance coverage for urban residents and businesses and typically at rates below what private insurers would charge.

A$)$ Personal liability coverage

B$)$ Loss of use coverage

C$)$ FAIR plans

D$)$ Coinsurance provision in homeowners$$ insurance

E$)$ none of the answers is correct.

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$2)$ Payout period:

A$)$ provides a guaranteed minimum rate of return, often $3$ or $4$ percent, but also the return credited to the annuity account above the minimum level varies with current interest rates.

B$)$ is the stated amount of coverage of a life insurance policy.

C$)$ refers to the years when the insurer makes payments to the policyholder.

D$)$ none of the answers is correct.

E$)$ equals to death benefit minus cash value.

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$3)\_\_\_\_\_\_\_\_\_\_\_$ refers to the years when the insurer makes payments to the policyholder.

A$)$ Payout period

B$)$ Guaranteed renewable

C$)$ none of the answers is correct.

D$)$ Endowment policy

E$)$ Variable life insurance