1. (12 points) Below is a modified balance sheet of the ist Bank of Yuma. millions of dollars Assets Liabilities + Capital Reserves $ 52 Checkable Deposits $ 169 Loans Savings deposits $ 126 Short -term loans to businesses $ 28 Real Estate Loans $ 195 Borrowing $2 Federal Funds lent $ 12 Securities $ 18 Other $ 27 a. (3 pts ) Calculate capital and the leverage ratio of The Ist Bank of Yuma. b. (3 pts ) ROA for Ist Bank of Yuma was 1.21%. Calculate ROE. c. (3 pts ) Suppose stockholders would like to increase ROE. How might this be accomplished and what are the potential consequences ? d. (3 pts )Suppose the reserve requirement is 10 % . Calculate excess reserves of The Ist bank of Yuma