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Your first job out of college will pay you $45,000 in year 1 (exactly one year from today), growing at a rate of 4.0% per year thereafter. You will also receive a one time bonus of $20,000 at the same time as your first salary. You plan to retire in 45 years (you'll receive 45 years of salary). If the applicable discount rate is 5%, what is the present value of these future earnings today? Round to the nearest cent. Numeric Answer: You are considering installing solar panels on your roof, which you expect will reduce your utility bill by $2000 in the first year (assume end of year), with the savings growing at a 3.9% annual rate thereafter for the foreseeable future (assume perpetual). If the installation costs $12,000 after all federal and state tax credits and the appropriate discount rate is 10.0%, what is the NPV of this investment? Round to the nearest cent. Numeric