$16$ Carla is a member of her employer's group insurance plan which includes dental insurance. Dental insurance includes a co$-$insurance factor of $25\%,$ Carla vill have to pay $259$ care costs and the remaining $75\%$ of the dental costs will be covered by the plan. The risk management strategies applied in Carlas dentat insurence plan ace. eWpRWGgwMOZ$5$RDlubEIY$2\}$Zrcmp$\backslash$dz$09$a$.$ risk avoidance and risk retention.b$.$ risk transfer and risk avoidance.c$.$O risk reduction and risk transfer.d$.$ risk retention and risk transfer. eWpRWGgwMOZ$5$RDlubEJYZ$|$Zrer$|$pLd$2090$