(1) (6 points) Imagine Jon and Terry who are at the same age and both behave like s0phisticated Robinson who smooths consumption over time. Jon is richer than Terry. Suppose both receive one-time transfer of 10000 HKD from the government this year. According to consumption smoothing theory, who is likely to spend more for consumption out of 10000 HKD transfer this year? Explain. [Max 5 sentences]