1. A 22-year-old student wants to save $4 a day for her retirement. Every day she places $4 in a drawer. At the end of the year, she invests the accumulated savings ($1,460) in a brokerage account with an expected annual return of 12%. How much money will she have when she is 65 years old? 3. If the above people plan to deplete their retirement for 30 years (that is live until 95years old) how much money will they be able to withdraw every year during retirement? (that is assuming they keep the money in the same investment fund which generates 12% interest