1. A bank analyst is provided with the following balance sheet information for a given bank: a) Determine and calculate the value of rate-sensitive assets and liabilities. b) Estimate the repricing gap over the next year. c) Discuss to what extent the bank is exposed to refinancing risk, reinvestment risk, or both, given the available information. d) What is the expected change in net interest income if interest rates on rate-sensitive assets and liabilities equally 1 ) increase by 3.50%. or 2 ) decrease by 3.50% ? e) What is the expected change in net interest income if interest rates on rate-sensitive assets increase by 3.75%, but the interest rates on rate-sensitive liabilities increase by 4.75% ? 2. Using the information from Question 1 , suppose that the bank analyst expects a decrease in interest rates in the next 12 months. Is there any recommendation that the bank analyst could issue to bank management regarding changes to the repricing gap as well as possible benefits / losses in view of interest income and expense