1. A companys Cavite Regional Office employs three officers in their Credit and Collection Department. Joshua evaluates a potential clients creditworthiness, Jave approves credit requests made by Joshua, while Nikko is in charge of pursuing payments from clients when it comes due. Which of these officers performs the collection function? *

a. Nikko

b. Jave

c. Joshua

2. A credit manager should always make an informed, unbiased, and impartial evaluation of all credit applications. Which of the following describes this scenario? *

a. Credit department as part of financing branch of the business activity

b. Relationship of credit and sales department

c. Conflict in sales credit

d. Credit department as an independent unit