1. A credit (45 days) states the expiry date on 17/10/2021. The beneficiary presented the documents to the nominated bank on 16/10/2021 then on the next date received the advice of incompliance from this bank. On 18/10/2021, the beneficiary presented again and completed all document's requirements. The nominated bank decided to negotiate the D/C, then informed the issuing bank and received the reimbursement. Later, the consignment's market price declined significantly, and the importer decided to abandon and dishonor the D/C. Could he do so? Who would bear the total risk in this case? (1.0)