1) A debt of RM3000 due 4 months ago and another RM5000 due in twenty months are to be settled by two equal payments, one at the end of four months and the other at the end of ten months. Find the size of the payments using

(a)The present as the focal date,

(b)the ten months as the focal date.

Assuming money is worth 9% per annum simple interest.

2) Bernard borrows RM8889 at 15% per annum simple interest. He agrees to settle the loan by paying X ringgit, 2X ringgit, and 3X ringgit in two months, five months, and nine months respectively.Find the value of X using the present as a focal date.

3) On 5 July 2017, Lisa borrowed RM900 and agreed to repay the loan in 100 days at 10% per annum simple interest.Find the simple amount of the loan and the settlement date of the loan, using the Banker's rule.

4) Find the future value for the following investments

1. RM120,000 at 9% compounded daily for 270 days.
2. RM40,000 at 12% compounded every 4 months for 6 years
3. RM19 999 at 4.5% compounded every 2 months for 2 years.

5) RM65,000 will be invested for 6 years 9 months. If the investment will be offered 5% compounded semi-annually for the first 2 years, 6% compounded monthly for the next 18 months and 7% compounded daily for the rest of the period, find the future value of this investment.