1. A group of students were asked if they carry a credit card. The responses are listed in the table. Fill in the total cells on your own paper and then answer the question below.

Class	Credit Card Carrier	Not a Credit Card Carrier	Total
Freshman	53	39
Sophomore	31	54
Total

If a student is selected at random, what is the probability that he or she owns a credit card given that the student is a freshman?

Round your answer to three decimal places.

2. The correlation between high school GPA (x) and freshman college GPA (y) for a sample of 200 university students was measured to have a regression equation of y = 0.4 + 1.0x.

What is the predicted freshman college GPA for someone with a high school GPA of 2.0? Round your answer to the nearest tenth.