1. A National Bank's balance sheet includes the following assets and liabilities: $15,000,000 in loans earning 2.20% $12,500,000 in deposits paying 1.00% $20,000,000 in loans earning 3.00% $15,000,000 in deposits paying 1.50% $25,000,000 in loans earning 4.00% $25,000,000 in deposits paying 1.75% $35,000,000 in loans earning 4.50% $30,000,000 in deposits paying 2.50% (1) What's bank's total equity (capital)? (2) What's the bank's equity ratio (total equity/total assets)? (3) What's bank's weighted earning rate on its assets interest income/earning assets)? (4) What's bank's weighted average rate paid on deposits (interest expense/interest-bearing liabilities)? (5) What's bank's net interest income for one year? (6) What's bank's net interest margin? (7) What's the bank's interest rate spread? (8) If the non-interest income is zero and non-interest expense is $850,000, what's the bank's net income? (9) Under the same assumption as (8), what's the bank's pre-tax ROA for the year? (10) Under the same assumption as (8), what's the bank's pre-tax ROE for the year? (11) Under the same assumption as (8), what's the bank's efficient ratio