1. a. Susies annual salary is $90,000. Each month the following items are deducted from her paycheck

Federal income tax	800	Health insurance premium	200
State income tax	300	Group term life insurance premium	75
Social security tax	465	Parking	120
Medicare tax	108	Union due	50

Her gross income is $______; her disposable income is $______.

b. Based on Susies cash flow statement, Susies total inflow is $95,000, and her total outflow is $100,000, she has a _______ (surplus or deficit) of $______.