1. Across: A financial institution owned by the members of the organization and often structrured based on a common characteristic of the members. (Two Words) 2. Across: A checking account with ownership by both a husband and wife. 3. Across: A federal fund providing insurance protection for credit unions. 4. Across: Automated teller machine 1. Down: Accounts backed by cash at commercial banks which provide a way to pay bills without cash. 2. Down: A card authorizing a withdrawal of funds from a checking account and utilized in lieu of checks. 3. Down: Funds provided by lenders to borrowers. 4. Down: The annual cost of debt expressed in the form of the nominal or stated rate of interest. 5. Down: A legal entity capable of serving as a holding place or account and possibly the management of designated assets. 6. Down: Organization providing insurance protection for banking institutions. 7. Down: Checking accounts providing a bundled combination of services and which require a minimum balance and a periodic fixed fee. 1. Across: A financial institution owned by the members of the organization and often structrured based on a common characteristic of the members. (Two Words) 2. Across: A checking account with ownership by both a husband and wife. 3. Across: A federal fund providing insurance protection for credit unions. 4. Across: Automated teller machine 1. Down: Accounts backed by cash at commercial banks which provide a way to pay bills without cash. 2. Down: A card authorizing a withdrawal of funds from a checking account and utilized in lieu of checks. 3. Down: Funds provided by lenders to borrowers. 4. Down: The annual cost of debt expressed in the form of the nominal or stated rate of interest. 5. Down: A legal entity capable of serving as a holding place or account and possibly the management of designated assets. 6. Down: Organization providing insurance protection for banking institutions. 7. Down: Checking accounts providing a bundled combination of services and which require a minimum balance and a periodic fixed fee