1. Across: Insurance which pays double if the insured dies in an accident. (Two words) 2. Across: A form of permanent life insurance policies which are a hybrid of term and whole life features. They are more flexible and less structured thar ordinary whole life policies providing tax-deferred forced savings with flexible premium as well as flexible benefits. 3. Across: Life insurance policy provision which prevents an insurer from withholding or revoking coverage of an insured after a specified period of time. 4. Across: Insurance which is renewable every few years, this coverage is also referred to as pure insurance because it provides insurance coverage only. 1. Down: Permanent insurance which provides for a specified, fixed premium for the life of the policy, and which combines both insurance and investment features. 2. Down: An insurance product which provides for a series of equal payments or receipts over equal periods of time. 3. Down: A contractual adjustments, add-ons, or amendments to policies either at the time of original issuance or at a later point in time. 4. Down: Entities name in insurance policies as being entitled to receive proceeds from those insurance policies